Health Care and Dependent Care FSAs
Nebraska Medicine offers two types of FSAs – Health Care FSA and Dependent Care FSA – allowing you to set aside pre-tax money to cover eligible expenses. These accounts reduce your taxable income, saving you more money for the things you need. Learn how an FSA benefits you, explore your options below and decide what’s right for you.
Tax savings
Contributions to both FSA types are made pre-tax, reducing your taxable income and helping you save more.
Employer match
For Dependent Care FSAs, Nebraska Medicine matches 10% of your contributions.
Immediate access to your funds
With the Healthcare FSA, you can use the full amount from day one of the plan year.
Health Care FSA
With a Health Care FSA, you can set aside up to $3,200 in pre-tax dollars to cover eligible health care expenses for yourself and your dependents. Use this account to pay copays, deductibles, prescription medications, dental work, vision care and more.
- Available to employees enrolled in the PPO medical plan or those who have waived coverage.
- If you’re contributing to a Health Savings Account (HSA), including your spouse's, you are not eligible for a Health Care FSA.
- You don't have to be enrolled in a Nebraska Medicine medical plan to be eligible for a Health Care FSA.
- Dually employed physicians are ineligible.
If you're enrolled in the Consumer Choice Value or Advantage plan, click here for information about the HSA available to you.
- Contribute up to $3,200 in pre-tax dollars for the 2025 plan year.
- Use the funds to pay for eligible expenses like copays, deductibles, prescriptions, dental and vision care.
- After electing the Health Care FSA, you’ll automatically receive a Flex Debit Card. You can use it to pay for expenses directly at the time of service.
- Alternatively, submit claims for reimbursement online at umr.com.
- Eligible expenses must be incurred between Jan. 1 and Dec. 31 of the current plan year.
- Submit claims by March 31 of the next plan year.
- If you have a balance of $50 to $640 of unused funds, you may carry those funds into the next plan year if you re-enroll. Any amount outside of that will be forfeited.
- Administrator: UMR
- Phone: 800.207.3172
- Website: umr.com
Dependent Care FSA – with employer match
A Dependent Care FSA allows you to set aside pre-tax dollars to cover eligible child care or elder care expenses while you or your spouse work or attend school. Nebraska Medicine offers a 10% employer match on your contributions.
- Available to all eligible* employees.
- Eligible expenses include child care for children under age 13 and elder care for dependents who live with you.
*Eligible employees exclude vice presidents and above and physicians.
- The total contribution limit is $5,000 per household for the 2025 plan year ($2,500 if married and filing separately).
- Nebraska Medicine will match 10% of your contributions each pay period. Learn more.
- The amount you choose for the year will be spread out over 26 paychecks. For example, if you elect $2,860 for the Dependent Care FSA, that amount covers both your contributions and the employer match. Each paycheck, $110 will go into your account—$100 from you and $10 from Nebraska Medicine.
- Funds can be used for eligible expenses like child care, preschool, before/after school programs and elder care.
- Contributions must be made through payroll deductions before the funds can be used.
- Submit claims for reimbursement online at umr.com.
Ineligible expenses include things like babysitting for purposes other than work-related, dance or sports lessons, household services and educational or study skills services.
- Eligible expenses must be incurred between Jan. 1 and Dec. 31 of the current plan year.
- Submit claims by March 31 of the next plan year.
- Any unused funds cannot be carried over to the next plan year, so be sure to use your contributions before the deadline.
- Administrator: UMR
- Phone: 800.207.3172
- Website: umr.com
