Explore your voluntary coverage options
Our voluntary benefits through Reliance Standard provide cash payments for covered accidents, illnesses, or hospitalizations. Use the funds as needed – for medical expenses, transportation, lodging, living costs or childcare – to ease financial stress and focus on your recovery. You can enroll or change to your voluntary coverage anytime, giving you the flexibility to adjust as your needs evolve.
Accident insurance
Voluntary accident insurance provides a range of fixed, lump-sum benefits for injuries resulting from a covered accident or for accidental death and dismemberment.
- Direct cash payments may be used for any reason.
- Keep your coverage if you leave Nebraska Medicine.
- 24/7 travel assistance: Access help anytime, anywhere.
- Off-the-job coverage: Protection for injuries or illnesses that happen outside of work.
View the overview of coverage and benefits here.
| Cost per pay period | |
|---|---|
| Employee only | $4.80 |
| Employee/spouse | $7.69 |
| Employee/child(ren) | $9.52 |
| Family | $12.41 |
You pay for accident coverage through pre-tax paycheck deductions. The cost above is for full- and part-time employees, effective Jan. 1, 2025.
- Log in to Workday.
- Go to the Benefits tab.
- Select "Change Voluntary: Accident, Critical Illness and/or Hospital" from the dropdown.
- Follow the on-screen instructions.
For additional plan documents, please visit MyHR.
Critical illness insurance
Voluntary critical illness insurance pays a cash benefit upon diagnosis of a covered illness or condition, such as heart attack, stroke, paralysis and more.
- Wide range of covered conditions for you and your covered dependents.
- Keep your coverage if you leave Nebraska Medicine.
- No limitations for pre-existing conditions.
- Wellness Health Screening Benefit: Each covered individual receives $100 per year for one preventive health screening, including routine exams and immunizations.
View the overview of coverage and benefits here.
Your cost for coverage depends on who you cover, various health factors and how much coverage you choose. You pay for critical illness insurance coverage through pre-tax paycheck deductions. View the monthly rates and learn how to calculate your cost.
- Log in to Workday.
- Go to the Benefits tab.
- Select "Change Voluntary: Accident, Critical Illness and/or Hospital" from the drop-down.
- Follow the on-screen instructions.
For additional plan documents, please visit MyHR.
Hospital indemnity insurance
Voluntary hospital indemnity insurance helps to alleviate some of the financial burdens of a hospital stay beyond what your medical coverage provides. If you require hospitalization, the plan pays you a lump-sum cash amount to help cover expenses like your deductible or other out-of-pocket costs that come up while you’re recovering.
- No preexisting conditions exclusions.
- Keep your coverage if you leave Nebraska Medicine.
- You receive an additional 25% benefit for hospitalizations at Nebraska Medical Center or Bellevue Medical Center.
View the overview of coverage and benefits here.
| Cost per pay period | |
|---|---|
| Employee only | $14.06 |
| Employee/spouse | $22.09 |
| Employee/child(ren) | $17.64 |
| Family | $25.68 |
You pay for hospital indemnity coverage through pre-tax paycheck deductions. The cost above is for full- and part-time employees, effective Jan. 1, 2025.
- Log in to Workday.
- Go to the Benefits tab.
- Select "Change Voluntary: Accident, Critical Illness and/or Hospital" from the drop-down.
- Follow the on-screen instructions.
For additional plan documents, please visit MyHR.
Discover additional voluntary coverage options
Explore a range of voluntary options, from life insurance to pet coverage, designed to provide extra peace of mind for you and your family.
Legal plans
Access MetLife’s legal services for estate planning, civil suits and more, with phone or in-person consultations options.
Life and AD&D insurance
Get financial protection for you and your loved ones in case of an accidental injury or death through Reliance Standard.
Auto and home insurance
Receive quotes and group discounts on auto, home and more with Farmers GroupSelect, including convenient payroll deductions.
Pet insurance
Your furry family members deserve great coverage too! Ensure your pet is covered for routine and emergency care through MetLife.
Whole life insurance
Get lifetime coverage with affordable whole life insurance featuring death benefits, cash value accumulation and guaranteed rates.
Supplemental long-term disability
Enhance your income protection with supplemental long-term disability coverage. This plan provides additional financial support if you're unable to work due to an extended illness or injury.